Contents
Insurance

  • Protect your personal belongings in your home
  • 0% papework - 100% app
  • Cancel anytime, free of charge

from £4.09 / month*

Covers your belongings

Contents insurance pays if your belongings are damaged.

Damage caused by fire, water, storm, burglary

Contents insurance covers damage through risks broken water pipes or storm or nail.

For tenants & home owners

The term contents refers to you belongings in your home, whether you rent or own your house or flat.

Our Tariff

We take care of your belongings if they are damaged, for example by fire or mains water.

Powerwait contents insurance is always at your side through the app. In case something goes wrong you can report the damage on the spot. We will then take over and resolve the matter as quickly as possible.

Overview


Insurance terms

Your benefits

  • Up to 100,000 coverage
  • 24/7 always-on support in the app
  • Cancel any time, free of charge

from £4.09 / month*

  • Accidental Damage

    from £5.29 per month

  • Personal Posessions

    from £4.28 per month

  • Legal Protection

    from £6.09 per month

  • Home Emergency

    from £7.00 per month

  • Tenant's Liability

    from £5.05 per month

  • Extensions

    Accidental Damage - your household possessions are covered against costly mishaps, such as dropping your laptop at home or spilling red wine on your carpet.

    Personal Possessions - has you covered if something happens to your personal belongings outside of your insured home.

    Legal Protection - make sure you're covered in case you're in a legal dispute.

    Home Emergency-protect your home and get emergency assistance for blocked drains, boiler breakdowns and electrical failure.

    Tenants Liability - additional cover in the event of any accidental damage to your landlord's property.

    WHAT'S COVERED?

    Your personal belongings in you home

    When they are damaged, damaged, destroyed or stolen

    Your liability to other people

    Occupier's and personal liability

    Visitors' possessions

    Damage occurring at your home, provided they are not insured elsewhere

    Money cover

    Covers against loss or damage occurring at any location within the United Kingdom

    Lock replacement

    To maintain the security in your home

    Business equipment

    damages to computers, laptops, phone equipment, digital accessories and office furniture

    Contents outside

    Retrieving personal data

    As a result of a covered damage to your computer

    Refrigerated food and drink

    When damaged due to a change in temperature

    Weddings and religious festivals

    Damage to gifts and food in your home relating to a wedding or religious festival

    Fixed domestic water and heating installation

    Damages caused by an escape of water or oil from any fixed domestic water or heatinginstallation

    WHAT'S NOT?

    Gradual damage

    Like wear and tear, rust, rot, fungus, mould

    Damage caused by animals

    Including vermin, but also your own pets

    Damage caused by weather and nature

    To items that are not stored within a building of stand construction

    Commercial damage

    Damage arising from or in connection to your Business, trade or profession

    Damage caused by inherent defects, faulty setup or usage

    Including faulty materials, defective design or user-related errors

    The amount of your excess

    As stated in your schedule

    CUSTOMER VOICES

    233,000+ customer trust Powerwait & let us know every day - with an average app rating of 4.4 stars. Thank you! (01/01/2021)

    JOHN MARVEL

    03.01.2021 - Google play store

    "simple, easy to understand and navigate, and answered all questions. Actually pleasurable to use."

    FAQ

    • I'm living with my family, They are also coverd?
    • Why do i need contents insurance?
    • What is part of my contents?
    • How can i file claim?

    DOWNLOAD THE Powerwait APP

    Join a community of 150,000+ customers and get your comprehensive coverage today.

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    *Terms and conditions apply
    Powerwait is a trading name of Powerwait UK Limited which is an appointed representative of Ambant Underwriting Services Limited , a company
    authorized and regulated by the Financial Conduct Authority under firm reference number 597301 to carry on insurance distribution activities.
    Powerwait UK Limited is a company registered in England and Wales under number 12334612. Registered office : 24 Old Queen Street, London SWIH,
    9HP. United Kingdom